The CPA-Lawyer Advantage: Smarter Planning for Small Businesses

Business man in suit

If you’re a small business owner, you’ve probably bounced between your CPA and your attorney more times than you’d like to admit. One tells you to ask the other. The other tells you, “That’s a tax issue, not legal.” And somehow you’re left in the middle—still unsure what to do.

It’s confusing, frustrating, and usually expensive.

That’s the gap Mark J. Kohler has spent the last 25 years fixing.

By combining legal and tax strategy under one roof, he’s helped reshape the way entrepreneurs approach their business structures, asset protection, and tax planning. The goal? Smarter decisions, fewer surprises, and more money in your pocket at the end of the year.

Let’s break down how—and why—it works.

What’s the Big Problem Small Business Owners Face?

At a minimum, every adult should have a will.

It does two critical things:

  • ✔️Tells the court who gets your stuff
  • ✔️Designates a guardian for minor children

That’s it. And while that’s important, a will alone won’t keep your estate out of probate.

Even a perfectly written will still has to go to court. A judge will review it, approve it, and issue what’s called “Letters Testamentary” so your executor can carry it out. This process is public, time-consuming, and costly.

And if you don’t have a will? The court decides who gets what, and who raises your kids. Not ideal.

Why You Actually Need a Trust

Most entrepreneurs are building the plane while flying it. They’re focused on:

  • ✔️Getting clients
  • ✔️Managing cash flow
  • ✔️Trying to not drown in compliance or tax season

They’re not sitting around reading legal case law or the IRS code.

But here’s the problem: most CPAs don’t give legal advice, and most lawyers don’t know the tax code. So when you’re forming an LLC, moving assets, writing off your vehicle, or setting up a trust… you end up missing half the picture.

And that’s where mistakes happen.

What Makes Mark’s Approach Different?

Mark J. Kohler is one of the few professionals in the country who is both a tax attorney and a CPA. That alone is rare. But what really sets him apart is how he’s built an entire service model around this dual expertise.

Whether you’re forming an entity, dealing with a lawsuit threat, structuring a real estate deal, or preparing your taxes, you get legal and tax strategy in one conversation.

That means:

  • ✔️No passing the buck between professionals
  • ✔️No “ask your accountant” or “ask your lawyer” loop
  • ✔️No expensive miscommunication or duplicate work

You’re not paying two people to figure out the same issue. You’re getting answers, strategy, and a real plan—from one team that actually works together.

Real Example: S Corp + Trust + Real Estate = Disaster (Or Smart Planning)

More and more entrepreneurs are realizing that piecemeal advice is costing them. Whether it’s overpaying in taxes, missing deductions, or setting up the wrong type of entity—these aren’t small mistakes. They can cost you tens of thousands (sometimes more) and open the door to lawsuits, audits, or failed estate plans.

The solution is having a team that can look at your whole picture:

  • ✔️Legal liability
  • ✔️Tax efficiency
  • ✔️Business goals
  • ✔️Long-term protection

That’s not a dream. It’s what Mark’s firms have been doing for years.

Why This Integrated Model Is Catching On

Setting up a trust is great, but it’s worthless if you don’t put anything in it.

You need to transfer ownership of your real estate, business interests, and certain accounts into the trust. This is called “funding” the trust, and it’s a step many people (and even some lawyers) forget.

You can name your trust something simple and private (like “Green Tree Trust”) and still maintain full control while you’re alive. But if you pass without properly funding it? The court steps in—and you’re back to probate.

What It Looks Like in Practice

Here’s what you get when you work with a firm that integrates CPA and legal services:

Clarity. You know why your structure looks the way it does—and what to do next.

Business formation done right. Not just an LLC, but the right LLC with the right tax election, ownership, and operating agreement.

Ongoing tax strategy. You’re not scrambling at year-end. You’ve got a plan—and your team is implementing it throughout the year.

Asset protection that holds up. If you get sued, you don’t lose everything because of a weak structure.

Estate planning that works with your business. Your revocable trust, LLCs, and retirement accounts all point in the same direction.

Long-Term Benefits You Can’t Ignore

The goal isn’t just to file your taxes or check a box with the state. The goal is to build a structure that helps your business:

  • ✔️Grow safely
  • ✔️Pay less in taxes
  • ✔️Withstand audits or lawsuits
  • ✔️Transfer wealth efficiently

Most business owners spend too much time and money fixing bad decisions later. This model is about making the right decisions now, with one trusted team guiding the entire process.

Final Thought

If you’re serious about your business, get serious about your structure.

Having a CPA and lawyer who speak the same language—and are often the same person—isn’t a luxury. It’s a strategic advantage. It’s the kind of planning that protects your business, your family, and your future.

If you’ve ever been caught between “Ask your CPA” and “Ask your attorney,” maybe it’s time to stop bouncing between experts—and start working with one team that gets the whole picture.

Grow smarter. Pay less in taxes.

The Main Street Tax Advisor Network connects entrepreneurs to certified professionals who specialize in real tax-saving strategies and have been trained and certified by Mark J. Kohler himself


Over 1,000 trusted advisors are ready to help you reach your goals…and their  just a click away.

Free to browse. Easy to connect. Ready to help you scale.

Use the Trifecta Planner to build your business with:

  • Full compliance
  • Aggressive savings
  • A strategy for lasting wealth

If you’re a business owner, be sure to download your FREE Tax Guide as well—packed with 30+ actionable tips to boost your bottom line.

Advisors: Want to grow your impact and your income?

Become a Main Street Certified Advisor and start making a difference in the lives of business owners everywhere.

How Can I Learn More and Stay Connected?

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Mark Kohler

Mark J. Kohler, senior partner at KKOS Lawyers and co-founder of Directed IRA, has over 25 years of experience helping entrepreneurs achieve financial freedom. Through YouTube, books, and live trainings, he breaks down complex strategies into simple, actionable steps. His Main Street Certified Tax Advisor Program now equips CPAs and agents to share these insights with clients.

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Stepfather pasted 1 year ago. Everything in probate. My mother has give me full DPOA. SHE IS 92 and still mentally coherent. But relative had used mental abuse to have him make a new will and trust living her, wife of 50 yrs out. We are contesting it. Hopefully with go results. I don’t trust current CPA company.
I want to make her an estate plan. She has a will and trust in Florida and trust in Missouri, for her children but no llc or s corporation. The property in MO. Is a producing farm and rental. Worth 5 million.
Florida has farming rental property, and personal rental property worth 45 million if we get the fake will and trust voided. She will get a least 30% according to Florida law.
I would like to first start by make a s corporation and put the farm in Mo. in it. And multi divide fla rental into a llc.
I am sinking:(

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