Why Every Business Needs a Registered Agent in 2025

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Mark J. Kohler August 5, 2025 • 4 min

Mark J. Kohler, CPA and attorney, has helped millions of Americans improve their finances through practical, trustworthy tax and wealth strategies. Mark's mission is simple: deliver credible, actionable financial advice and guidance you can always rely on.

Business Building

What in the world is a Registered Agent? When you first hear this term, if you are like me, your mind goes straight to Ethan Hunt, Jason Bourne, or the ever famous Bond, James Bond. Sadly, I have the cruel task of explaining to clients that creating a new entity is pretty cool. However, you don’t get to join an exclusive interstate spy ring when you choose to incorporate your business.

So, if a Registered Agent isn’t an international man of mystery, what is it?

What a Registered Agent Actually Does

A Registered Agent is your company’s legal point of contact. It’s the person or service listed with the state to accept important documents, like government notices, lawsuits, or tax forms.

Every state requires this role for LLCs and Corporations. Without one, there’s no way for the legal system to reach your business. If you don’t respond to a complaint because you didn’t know it was coming, you can lose the case by default. That means garnished bank accounts, frozen assets, and a judgment on record, all without your side ever being heard.

Thinking of Being Your Own Registered Agent?

Yes, you can list yourself as your own Registered Agent if you live in the state where your LLC or corporation is formed. But that also means putting your name and home address on public record. You’re on the hook for receiving legal notices yourself, and if something gets missed—whether it’s a deadline, a lawsuit, or a compliance requirement—you’re the one holding the bag.

Here’s what that can lead to:

You could lose a lawsuit by default
Your bank accounts or assets could be frozen without warning
Your LLC or Corporation could be dissolved by the state—and any liability protection you had? Gone.

Why a Professional Registered Agent Is Just Smarter

You get a ton of value: legit legal protection, real privacy, and backup from people who know what they’re doing. If your Registered Agent is tied to a law firm or CPA office, even better—you’ve got a team of professionals in your corner, not just a name on a form.

A good Registered Agent tracks legal deadlines and gives you fast notice if a lawsuit hits
Your home address stays off public records and out of reach from tenants, scammers, or anyone else trying to dig up your information
Your business stays in good standing with the state, even if you move, change addresses, or miss a renewal notice
You get peace of mind and legal backup, because “I didn’t know I was being sued” doesn’t hold up in court

How to Choose a Good One

Let’s say you’re sold on the idea of using a professional—don’t just go and Google the cheapest service and call it a day. Some of these companies are nothing more than a PO box and a chatbot. You want a Registered Agent that actually does the job when it counts, not one that disappears when real documents show up.

Here’s what to look for:

Physical presence in the state where your entity is registered
Fast response time for legal documents
Privacy assurance (they don’t sell your data or upsell junk)
Optional mail forwarding if you want one address for all notices
Ideally tied to a real law firm or CPA network that understands business compliance
At the very least, make sure it’s a company that’s going to pick up the phone and notify you when something comes in

Bottom Line: Don’t Wing It

A Registered Agent service is a necessary evil of doing business. Skip it or do it wrong, and you’re gambling with your privacy, your business status, and your bank account. But done right, it adds real legal protection, greater privacy, and peace of mind you don’t have to babysit. Sometimes it’s smarter to delegate the little stuff so you don’t miss the big stuff—and you can stay focused on what you do best.

Here’s How to Lock It In Today

This isn’t something to put off—don’t wait for a missed notice to blow up your inbox (or your bank account). A Registered Agent keeps you compliant, protects your privacy, and makes sure you never miss a legal notice that could cost you big. Head to mainstreetbusiness.com and get your Registered Agent service in place. It’s fast, affordable, and handled by a team that knows how to keep small business owners protected.

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Mark J. Kohler